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Loan Programs - More Details
Special Use - Stated
If you own a special use commercial property such as a restaurant, body shop, auto repair etc. and can not verify your income this is the product for you. Your application is limited to a personal financial statement and a credit report. Scores should be not less than 680 FICO
The value of the property will be based on its rental potential, and all loans are limited to $400,000. Again with all stated programs the rate will be higher but with amortizations of 25 years your payment should be quite manageable. Prepayment is usually limited to the first 5 years and after that you have the flexibility to pay down the loan as quickly as possible or let it amortize on its own.
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Multi-Family - Mixed Use - Office - Retail
No Prepayment Penalty
Bridge Loans
Special Use - Stated
Special Use - Owner Occupied Only
SOLO I - 95% Financing
Construction Loans
Hard Money - Construction Rehab
Hard Money
SBA Loans
Owner Occupied Properties
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